Move ahead with versatile funding

Move ahead with versatile funding

Access as much as $25,000 to attain your targets.

E-bay Seller Capital run on LendingPoint

Instant choices and deposits that are speedy


No costs; spend interest as you get


Terms and re payments to suit your requirements


No effect on your private credit

Curently have that loan?

Refinance at a reduced re payment and save! EBay Seller Capital running on LendingPoint works with re re payments handled by eBay.

Over 3,000 five-star consumer reviews on Trustpilot

“LendingPoint is just a resource that is great small enterprises and business owners that old-fashioned banking institutions frequently reject. Once you’ve a fantastic history founded, they decrease your price and provide more capital. I suggest. ”

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“LendingPoint provided me with a loan that came across every one of my business needs. The whole procedure ended up being fast, simple and painless. I’m grateful for his or her efforts to produce this feasible and would certainly suggest them. ”

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Let’s compare

E-bay Seller Capital Other Solutions
Fixed Payment Loan performing Capital (not far off) bank cards conventional loans from banks Other Non-Bank Systems
Credit impact No No Yes Yes Sometimes
Repayment long run for a lesser re re payment portion of the e-bay sales Variable Fixed up to 60 months Shorter term, greater repayment
regular Interest Fixed and affordable No, one fixed affordable charge Yes, interest on interest Fixed frequently high
extra Fees No No yearly charges and late charges Origination fees and belated charges usually
Early Payback Fee No No No Yes often
Collateral involved No No Sometimes often often
extra Loans Yes Yes often often often

Frequently asked questions

What’s the relationship between eBay and LendingPoint?

E-bay has partnered with LendingPoint to facilitate funding for e-bay vendors. Eligibility for the loan offer through LendingPoint will be based upon your monetary profile.

Who’s LendingPoint?

LendingPoint may be the servicer of one’s funding. Within the last four years, they’ve loaned more than $2B to customers and smaller businesses. They’ve been granted with more than 3,000 5-star consumer reviews and had been called the seventeenth quickest growing personal business in america as well as the 2nd fastest when you look at the economic industry by Inc. 5000 in 2019.

Exactly What financial loans are available?

LendingPoint presently offers very easy to handle payment that is monthly loan choices. Just around the corner is a functional money choice where you could allocate a share of the e-bay sales to settle in the long run.

Simply how much may I qualify for?

LendingPoint offers options that are financing $500 to $25,000 with versatile payment terms from 12 to 48 months* to fit your requirements. Coming this autumn, we shall have funding options as much as $500,000.

Will this effect my credit rating?

Trying to get funding will perhaps not adversely influence your credit that is personal rating. LendingPoint runs on the soft credit inquiry procedure that will not influence your private credit rating and is maybe maybe not noticeable to 3rd events in your credit file.

If i will be signed up for eBay’s Managed repayments platform, can it influence my eligibility?

No. E-bay Seller Capital was made for and it is completely built-into the e-bay payments that are managed.

Just just exactly What do i have to use?

The simple application takes a short while to perform. With some fundamental information, you might have a decision in moments. As soon as you decide which choice is well for you personally, you’re going to be expected to confirm your identification and verify the lender account in which you would rather get your deposit.

Is there fees?

Perhaps perhaps maybe Not now. Never. LendingPoint thinks in transparency so might there be no concealed, upfront, very very early payback, or belated charges.

Just exactly How are my payments calculated?

Your re re re payment is determined according to your requirements together with term you select is better for you personally.

Whenever can I get my deposit?

LendingPoint provides same day approvals. Based on your bank, your deposit could possibly be available the moment the business day that is next.

Just exactly How am I going to get my deposit?

LendingPoint will direct deposit into your confirmed bank-account through the ACH community.

How exactly does this compare to charge cards?

Unlike bank cards, LendingPoint’s financial loans do not have a fee that is annual belated charge related to them. LendingPoint uses a consumer-friendly simple interest calculation. Bank card prices may be interest that is simple can compound the attention also referred to as interest on interest.

How can I repay?

With one payment that is monthly LendingPoint makes it simple to handle your hard earned money movement and spending plan. Customers take pleasure in the ease of our set it and forget it autopay system. As a paperless business, you are going to get future payment reminders via e-mail and SMS. You are able to handle your account, submit re payments, stay connected, and eBay that is receive provides solely for your needs inside your LendingPoint client portal.

Any kind of payback that is early?

Never Ever. It is possible to pay down balance in just a few days or end of your term. The decision is your responsibility.

May I do have more than one e-bay Seller Capital loan at the same time?

Yes. Your money requirements are unique and you’ll require extra funds from time for you to time. You are able to get more funds just because there was a superb stability on your present loan.

May I refinance a loan that is existing another provider?

Yes and you could be saved by it cash. As soon as you get your deposit, just payoff your other loan to savor one payment that is easy.

When you yourself have gotten an offer that is pre-approved wish to opt-out with this procedure, please see the data below:

You can decide to stop getting “prescreened” offers of credit with this along with other organizations by calling toll-free 1-888-5-OPTOUT (1-888-567-8688). See PRESCREEN & OPT OUT NOTICE below to get more information about prescreened offers.

Conditions and terms

*Applications for loans submitted can be funded by one of the loan providers including: FinWiseBank, a bank that is utah-chartered user FDIC; First Electronic Bank, a Utah-chartered commercial bank, user FDIC; LendingPoint LLC, a Delaware restricted obligation business along with its major bar or nightclub in Kennesaw, Georgia. Loan approval is certainly not assured. Real loan offers, loan quantities, terms, and percentage that is annual (“APR”) can vary greatly in relation to LendingPoint’s proprietary scoring and underwriting system’s post on your credit, monetary condition, other facets, and supporting documents or information you offer. The next non-holiday business day upon final underwriting approval to fund a loan, said funds are often sent via ACH. Loans can be found from $500 to $25,000, at prices including 9.99per cent to 35.99% APR, with terms from 12 to 48 months. A $10,000 loan over a length of 48 months having an APR of 12.99% might have a repayment of $268.23 each month (real terms and rate be determined by credit score, earnings along with other facets). The amount that is total underneath the loan terms supplied is $12,875.04. The full total amount due is the quantity of the loan you should have compensated once you have made all re re payments as planned.

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